Don’t let your business go up in smoke.
Marijuana insurance throughout California.
In a relatively new industry like cannabis, it’s often confusing to know what type of coverage you need. From general liability to product storage, we’ll help you sort out the risks and design a policy that helps your business as it grows.
Legal marijuana businesses are a new and controversial sector, but they are businesses nonetheless and operators can get real benefits from specialized insurance policies.
As with any business, you’ll need to protect your property against damage from risks such as fire and theft. Check carefully to make sure your products are covered in transit, such as between a cannabis farm and a storage facility. It’s also worth looking at coverage that pays out for lost income and profits rather than simply the cost of the raw materials.
Liability issues are also important with marijuana insurance. This includes general liability insurance that protects against incidents such as a visitor to your facility being injured, and product liability insurance that kicks in if you are sued over your products.
You’ll need to check policy conditions carefully. Often it’s a condition of the insurance that you comply with all local laws, regulations and licensing. Note that the insurance conditions for medical marijuana may differ from those for recreational marijuana.
Cannabis insurance is a new industry, but you can still get a good deal. To find out more about the risks you need to cover, contact us today.
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As an independent agency, we offer multiple options at competitive prices.